Are ACH transactions processed on weekends

Understanding Payouts - Where's My Money?

Your payout is the sum of all card payments processed by SumUp. You can choose how and when you want to receive your payouts based on your preferences.

In this article:

  • Payout timeframe
  • Withdrawal Settings

Payout timeframe

We process your transactions and transfer the balance minus our transaction fee to your bank account. Depending on your bank's processing method, it can take 2-3 working days from the date of payment to receipt of the transactions in your bank account.

Local maps2-3 business days
American Express and international cardsMaybe 2-3 additional business days

You can easily track your payouts in your dashboard and in your SumUp app.
See this article for more information about withdrawals and public holidays.

Withdrawal Settings

Your payouts are set to daily by default. If you don't want daily payouts, you can also choose weekly or monthly.

Daily payoutsWeekly payoutsMonthly payouts
All working days, except weekends and public holidaysScheduled for every Tuesday except public holidaysScheduled for every third working day of the following month
Here's how you can change your payout frequency
  1. Log in to
  2. Click on “Account” in the left menu.
  3. Select “Settings”.
  4. Choose your preferred payout frequency.


You can change the setting for your payouts at any time. This only affects the payouts for future sales. Your previous transactions will be paid out according to the previous settings.

Note: You can change your bank account at any time. Find out more here.